When most people think about what it is that I do for a living, they think about the insurance application, the premiums, the policy itself — but the most important part of my job is actually the claim. I walk my clients through every single step of the claim process and ensure that it’s as stress free and simple as possible.

So, I wanted to make a quick video about the claim process and what are the requirements you would need to make a claim. There are a few different factors that will determine the requirements for a claim depending on your policy, the carrier, the amount of the coverage, the age of the policy and the cause of death. In general, you will always need the death certificate/proof of death and claim forms completed by all of the listed beneficiaries. You may require an APS filled out by the doctor that last cared for the insured person. Once all the requirements are submitted to the insurance company, claims are usually paid in about 10 business days. Life insurance is just tax-free, discounted money, and it is one of the best ways to provide liquid cash to your loved ones in the event that you are no longer here.

Hope this video was helpful!!

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